Employees are counseled by our benefits department in their choice of the various options regarding the benefits available to them (medical, dental, vision coverage, life insurance, etc.).
I had just spent 20 minutes explaining life insurance options to one of our new employees. After reviewing the different plans and monthly deductions, he decided on $100,000 worth of life insurance. But he had one last question. "Now," he said, "what do I have to do to collect the money?"
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